Analisis Penerapan Akad Wakaf Dalam Produk Takafulink Salam Wakaf Pada PT Asuransi Takaful Keluarga Surabaya

Abstract

Waqf in sharia insurance is used as the reason for the insurance waqf contract agreement. To see where the contract fell, it is necessary to pay attention to the instrument of the contract used and the application. Therefore, the presence of Islamic insurance policy waqf is the answer to how the application of waqf contract contracts that occur in the field, both in theory and practice. The purpose of this study is to analyze the application of waqf contracts in Takafulink Salam Waqf products at PT Asuransi Takaful Keluarga Surabaya. The type of research in this study is using a qualitative narrative method. While the data collection techniques are through interviews and also documentation. All data can be seen the validity of the data and data analysis is carried out. The result of this study is that the Takafulink Salan Waqf product is another form of waqf in general that uses an insurance policy as an object for waqf. The application of the contract can be seen through the implementation of the waqf contract contract with a statement letter and agreement on the product application form which in the application form is related to the insurance and investment waqf application form. The application of the waqf contract in Takaful Insurance also concerns anyone who is related such as waqif, mauquf bih, mauquf alaih, and sighat.

Keyword : Application of Waqf Contract, sharia life insurance, Takafulin Salam Waqf